Buy a Home
Steps for buying a home: Easy as a few clicks of our online application.
Get Pre-ApprovedYou will be one step ahead of other buyers, and the seller will know you are a serious and able buyer.
Click here to get Pre-approved
Start Searching for a Home
Use the various on line resources to find a home of your dreams, or visit the local realtor in your area armed with the power of a preapproval. The great part is service is absolutely free.
Sign a Purchase Agreement
Once you’ve found your home, you’ll sign the Purchase Agreement. With your Pre-approval, you already have a head start on the process!
Close on Your Mortgage
Here’s where United clients really reap the rewards. You’ll close quicker which means move-in is just weeks away.
There’s nothing like the feeling of moving into a new home. Our experts will answer your questions for the life of your loan.
Most Popular Home Loans for Home Buyers:
- FHA Loan
Purchase your home with only 3.5% down. Closing costs can be a gift from a relative!
- 30-Year Loan
Our most popular mortgage. Get a low payment and the security your rate won’t change for the life of your loan. Get a low mortgage rate that’s fixed for 30 years. Fixed rates are near new historic lows. Find out how low your payment could be with a 30-year fixed rate!
- 15-Year Loan
Save thousands by paying off your home early with a 15-year fixed! Get the same security of a 30-year fixed rate mortgage, but pay your mortgage off in half the time.
- Jumbo Loans
Get a low payment on your big loan! A jumbo loan is any loan over $417,000