VA mortgages are known for their attractive features such as no cash down on purchases, no private mortgage insurance and quick and affordable Streamline refinancing. VA loan interest rates are competitive with national mortgage rates which can change daily depending on the market. Lock in your rate today. Because the U.S. Department of Veterans Affairs guarantees every loan, approved lenders can offer many unique advantages over conventional loans such as 100% loan-to-value, no monthly mortgage insurance premiums and relaxed qualifying.
VA Purchase Loans
VA purchase loans are exceptional because qualified military borrowers can buy primary residences (loan limits apply) with no money down and no private mortgage insurance. The zero-down feature of VA mortgage is popular with military members, and most choose VA purchase loans for this reason. Choose from 15- to 30-year fixed rate mortgages and even include up to $6,000 for energy efficient upgrades to your new home. Our dedicated loan professionals can assist you in customizing your purchase loan.
VA Refinance Loans
VA refinance loans allow eligible borrowers to get today’s competitive interest rates, more desirable terms or even cash out of equity they’ve accrued in their homes to pay down debts or make improvements. VA Streamline refinancing helps existing VA borrowers reduce interest rates and/or monthly payments, often without an appraisal. Ask how VA loans and non-VA loans can be refinanced with this no-hassle program.
VA Loans vs. FHA Loans
Veterans not eligible for VA loans may qualify for similar benefits with FHA loans. This government-backed mortgage program offers low down payments and competitive interest rates. As a dedicated lender of government-backed loans, we offer VA and FHA mortgages to assure borrowers have options available. Ask us about FHA loans for veterans and civilians alike.