Find a Loan Officer Tom Kern

Tom Kern

Tom Kern

Loan Officer

NMLS: 2834581  ·  Click for Licensing Information

NMLS 2834581
Licensed in NY, PA

About Tom

Tom Kern is a Loan Officer with Team Schwegler at United Mortgage Corp, licensed in New York and Pennsylvania. He got into the mortgage business through his friend Bill Schwegler, who has run a successful lending practice for over a decade. Tom joined Bill’s team to learn from someone who does it the right way. What keeps him here is helping people get into a home.

Tom works with first-time buyers, veterans using their VA benefits, self-employed borrowers, homeowners who want to refinance, and older homeowners looking at a reverse mortgage. He knows buying a home or refinancing is a big decision, so he explains each step clearly and makes sure his clients know where they stand.

Discipline matters to Tom outside the office too. He trains jiu-jitsu and kickboxing three to four times a week, lifts four days a week, and has been teaching himself guitar. He brings that same steady work ethic to every loan.

What working with Tom looks like

  1. A short conversation Income, credit, and what you’re hoping to buy. You don’t need to start an application to get a straight answer about what you qualify for.
  2. Pre-approval Once your documents are in, Tom issues a pre-approval letter, so your offer carries weight when you make it.
  3. Through to closing Tom stays on your file — appraisal, underwriting conditions, and the clear-to-close.

Contact

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    631-275-5594