A short conversationIncome, credit, and what you’re hoping to buy. You don’t need to start an application to get a straight answer about what you qualify for.
2
Pre-approvalOnce your documents are in, Johanna issues a pre-approval letter, so your offer carries weight when you make it.
3
Through to closingJohanna stays on your file — appraisal, underwriting conditions, and the clear-to-close.
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