Find a Loan Officer Charles Bianco

Charles Bianco

Charles Bianco

Loan Officer

NMLS: 1919553  ·  Click for Licensing Information

NMLS 1919553
Licensed in NY

About Charles

I’m from Oceanside, New York, and proudly serve clients throughout Long Island and New York City, with a strong focus on Nassau, Suffolk, Queens, Brooklyn, and the surrounding communities. With experience in both real estate and mortgages, I bring a broad understanding of the homebuying process and help clients see how their financing fits into the entire transaction.

I enjoy working with first-time and move-up buyers, veterans exploring VA financing, self-employed borrowers, and real estate investors. I also help clients explore refinancing, home equity loans and HELOCs, reverse mortgages, construction and renovation financing, and luxury and jumbo loans.

My approach centers on clear communication, fast answers, and making the mortgage process straightforward. I take the time to explain your options, answer your questions, and help you understand what to expect along the way. My goal is to give you the information and support you need to make confident, informed decisions that align with your goals.

What working with Charles looks like

  1. A short conversation Income, credit, and what you’re hoping to buy. You don’t need to start an application to get a straight answer about what you qualify for.
  2. Pre-approval Once your documents are in, Charles issues a pre-approval letter, so your offer carries weight when you make it.
  3. Through to closing Charles stays on your file — appraisal, underwriting conditions, and the clear-to-close.

Contact

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