Find a Loan Officer Ha (Halle) Pham

Ha (Halle) Pham

Ha (Halle) Pham

Loan Officer

NMLS: 2820540  ·  Click for Licensing Information

NMLS 2820540
Licensed in NC

About Ha

With more than 20 years of experience in the beauty industry, I have developed strong customer service skills and a deep appreciation for listening, understanding individual needs, and earning trust. I bring that same personal attention and dedication to my work in mortgage lending.

I enjoy working with first-time and move-up buyers, veterans, self-employed borrowers, investors, and Realtor partners. I also help clients explore refinancing, home equity and HELOC options, reverse mortgages, construction and renovation financing, and luxury and jumbo loans.

My approach is guided by empathy: I put myself in my clients’ shoes and provide the care, effort, and communication I would want for myself. I am committed to going above and beyond to help each client understand their options and work toward their goals with confidence.

What working with Ha looks like

  1. A short conversation Income, credit, and what you’re hoping to buy. You don’t need to start an application to get a straight answer about what you qualify for.
  2. Pre-approval Once your documents are in, Ha issues a pre-approval letter, so your offer carries weight when you make it.
  3. Through to closing Ha stays on your file — appraisal, underwriting conditions, and the clear-to-close.

Contact

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    516-672-8504