James Addy, better known to clients as Mr. What’s Your Addy, is a trusted mortgage professional and Team Leader at the Rockville branch of United Mortgage Corp, proudly serving the DC Metropolitan Area. With 10+ years in the mortgage and financial services industry, James is known for his energy, transparency, and problem-solving mindset and for consistently focusing on one goal: getting clients the best possible deal and the highest value for their money.
James began his career in traditional banking, where he built a strong foundation in credit analysis, financial strategy, and client service. That experience shaped his approach to lending today combining data-driven strategy with clear, real-world guidance to help clients make confident decisions about one of life’s biggest investments.
He specializes in creating personalized mortgage solutions for first-time homebuyers, growing families, investors, and homeowners looking to refinance or leverage equity. His expertise spans conventional, FHA, VA, jumbo, renovation, and down payment assistance programs, along with credit education and strategic loan structuring designed to make home financing more accessible and effective.
Clients choose James because he keeps the process simple, direct, and honest. From pre-approval to closing, he and his team provide consistent communication, step-by-step guidance, and hands-on support designed to eliminate confusion and reduce stress throughout the journey.
Beyond lending, James is committed to leadership, growth, and community impact. He actively collaborates with top real estate professionals across the DC, Maryland, and Virginia region and continues to invest in industry education and client experience development to better serve the people who trust him.
Outside of work, James enjoys life in DC, weightlifting, following football culture, networking with entrepreneurs and professionals, and building the “Mr. What’s Your Addy” brand into a recognizable voice in modern homeownership.
At United Mortgage Corp, James combines leadership, personalized service, and a streamlined mortgage process designed to move efficiently while delivering clarity, confidence, and results.
What’s your Addy?