Joseph Femia

Loan Officer

About Me

Hey! My name is Joseph Femia, and I am a local Mortgage Loan Originator in Long Island, New York.

I am a Licensed Mortgage Loan Officer and Licensed Realtor since 2019. My mortgage knowledge provides key insights, tips and tricks, and general home buying information that many realtors are not trained professionals in. Having my real estate license allows me to provide my mortgage clients with way more value than a traditional mortgage loan originator!

The majority of my purchase loans have been for first-time buyers, as my all-in-one knowledge about the home purchase process greatly simplifies and alleviates the stress and anxiety that can be present during the buying process! My buyers and borrowers love that they do not have to wait to talk to their loan officer to know roughly how much their monthly payments will be, as I am right there with them the whole time. Love the home but not sure if it’s in your budget? I will run the numbers right there to give you an idea!

I have helped countless clients with refinances achieve different financial goals! Whether they want to reduce their payment, reduce their rate, cut years off their mortgage, or get cash out of their home to reinvest, I love helping my clients on their path to financial success! I pride myself on my honesty and ability to genuinely help people. Even if a refinance doesn’t make sense for their scenario, I will help point them in the next best direction.

Please take a minute to look at my Instagram where I share helpful tips and tricks, and you will see all of my current mortgage and real estate activity!

Here are what some recent Clients have said about Joe Femia:

“As a young couple in a very competitive market, my husband and I wanted someone who was market savvy. Joe was exactly that…He was clearly as dedicated as we were, and there was no pressure either! 10/10!!!” Angelica, Lindenhurst

“Joseph Femia is very knowledgeable, honest, full of patience and professional towards his clients. He was by our side every step of the way during our purchase and always answered all of questions promptly. I loved working with Joe! Would recommend him to everyone.”- Justyna, Deer Park

“Joe was so helpful and understanding! He was always available for us and made sure we got the best deal!” – Ashley, Northport

“Joseph Femia was wonderful to work with, super knowledgeable and very patient. He was quick to respond when we had questions and we were so grateful for all of his help. He was attentive and quick to reply, and he was indispensable at finalizing details for our closing and making sure that we closed in time. Can’t recommend him enough!”- Amy, Huntington Station

I love working on Team Hernandez at United Mortgage because there is endless support and an unrivaled wealth of knowledge here that is unavailable anywhere else in the industry!

A little about Joe Femia:

When I’m not working, I’m playing guitar, going to car shows with friends, watching football, listening to music, or shooting with some old film cameras! I grew up in Kings Park/Smithtown, and have been a Long Island native my whole life. I graduated Quinnipiac University with a degree in Economics and Finance.

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