Buying a home is one of the biggest decisions you will ever make. Crossing these items off your list will make it easier for you to finance the home of your dreams:
Get your credit history as clean as you can. A clean credit report can save you thousands by getting you a lower interest rate.
If you have at least a 10% down payment saved, you are ready to buy a house. Tip: If you want to put even more down like 15% or 20%, you can avoid the PMI (Private Mortgage Insurance) requirement.
Different loans offer their own set of advantages and limitations. It's important to research them carefully. We have products for all types of homes, credit, and income profiles.
Estimate how much can you afford to make sure buying a house works for you financially.
When you apply for a loan, you may need to provide a lot of information and paperwork. It helps to be prepared with your documents ahead of time for a smoother loan process. To see our Borrower Checklist, click here.
We are where you are. We have multiple branches with hundreds of licensed loan officers across the country.