When should I consider refinancing?

When you are thinking

I need cash for renovations or debt consolidation.
I want to lower my rate or lower my payment.
I want to pay off my mortgage faster.

Are you wondering if it’s the right time to refinance? Then you should consider a few things first:

Determine how long you plan on staying in your home, think about your financial goals, review your credit score, estimate your home equity, and research current mortgage rates. All of this will help you decide if moving forward with a refinance is a good financial move for you.

Want to know what a refinance could mean for you? Run the numbers to see if it makes sense for you.
Click here to use our Mortgage Refinance Calculator.

Refinancing an existing loan may increase total finance charges over the life of the loan. Equal Housing Opportunity.

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